Richard E. Band's Profitable Investing
Richard E. Band's Profitable Investing
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Ebenezer Scrooge (Richard) poses with Mrs. Bob Cratchit (Enid) in front of the Christmas tree.
Ebenezer Scrooge (Richard) poses with Mrs. Bob Cratchit (Enid) in front of the Christmas tree.

Mrs. Cratchit enjoys holding our new granddaughter, Fiona.
Mrs. Cratchit enjoys holding our new granddaughter, Fiona.

Two gray ghosts, both representing Scrooge’s long-dead business partner Jacob Marley (left, son-in-law Adam and right, son-in-law Matt).
Two gray ghosts, both representing Scrooge’s long-dead business partner Jacob Marley (left, son-in-law Adam and right, son-in-law Matt).

Fred’s wife (daughter Georgina).  Fred, you’ll recall, was Scrooge’s lighthearted nephew.
Fred’s wife (daughter Georgina). Fred, you’ll recall, was Scrooge’s lighthearted nephew.

Joe Gargery, the blacksmith (son-in-law Rob), from Great Expectations.  Rob volunteers his spare time as a blacksmith at a living museum in Naperville, Illinois.
Joe Gargery, the blacksmith (son-in-law Rob), from Great Expectations. Rob volunteers his spare time as a blacksmith at a living museum in Naperville, Illinois.

Daughter Priscilla preparing a tasty Yorkshire pudding to go with her sumptuous roast beef.
Daughter Priscilla preparing a tasty Yorkshire pudding to go with her sumptuous roast beef.

Mr. Scrooge, looking rather pleased after his conversion.  “A merry Christmas to everybody!  A happy New Year to all the world!”
Mr. Scrooge, looking rather pleased after his conversion. “A merry Christmas to everybody! A happy New Year to all the world!”

The younger (and youngest) generation, all together.  That’s our daughter Clarissa, Fiona’s mom, at the far right.
The younger (and youngest) generation, all together. That’s our daughter Clarissa, Fiona’s mom, at the far right.

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